The Genesee County Habitat for Humanity (GCHFH) Home Repair Program helps low-income homeowners alleviate health and safety issues in and around their home. Homeowners pay for these repair services through an affordable repayment plan. Repayment funds are recycled and used to assist future low-income homeowners in need of home repairs. If you feel you are eligible, application packets are available at: 101 Burton St. Flint, MI 48503.
- Applicant(s) must own a property within the GCHFH service area within the City of Flint.
- Grand Traverse District, Mott Park, Foss Ave., and Civic Park areas
- The property must be owner-occupied and the primary residence of all owners on title for a minimum of 18 months.
- Homeowner(s) must be either a U.S. Citizen or a Permanent Legal Resident.
- The property must be an eligible property. Eligible properties are Single Family Residences (SFR), Manufactured homes, condominiums or townhomes, multi-family dwellings (apartment buildings, duplexes, tri-plexes, etc.), homes used as rental units, boats and recreational vehicles (RV’s) are not eligible.
- The property must be habitable and without any unpermitted or illegal additions.
- Homeowner(s) must be current with the following:
- Mortgage Joan payment (if homeowner is still making payments)
- Homeowner’s insurance policy
- Property taxes
- Applicants who own multiple real estate properties are not eligible.
- The property must demonstrate a need for repair.
- Household income must be below 80% of the area median income (AMI) for Genesee County as indicated by the Department of Housing and Urban Development (HUD) within the given year applied. See table below.
- Homeowner(s) must agree to pay for the repairs through either a one-time payment equal to 3% of the total project costs for the repairs provided-before any work is begun.
- Homeowner(s) will be required to perform 8 hours of sweat equity for any repair work received, to be completed within in a reasonable period agreed upon by both parties.
Homeowner Income Eligibility is based upon the number of household members and total household income and must be less than or equal to 80% of Area Median Income (AMI) as provided by the U. S. Department of Housing and Urban Development (HUD) as shown in the following chart.
|2015 Gross Annual Income Limit||$29,900||$34,150||$38,400||$42,650||$46,100||$49,500|
For questions or additional information, please contact us at:
101 Burton Street · Flint, MI 48503 · (810) 766-9089